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70/20/10 Budget Tracker

The simplest way to keep track of your budget and finances.
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A straightforward financial planning system for those who just want a simple way to plan and keep track of their budget and finances. In the 70/20/10 budget system, 70% of your income is allocated to needs and wants, 20% to savings and investments, and 10% to debt repayment. This approach reflects both the increasing prevalence of debt among the average consumer and the reality of lower purchasing power in general. What this budget system does well is that it motivates us to save at least 20% of our income, which is critical for financial security. If you are debt-free, you can allocate the 10% to donations or anything you want.